This section of the website has general answers to common questions I routinely hear from clients and potential clients. No single answer or combination of answers will be a complete response to the specific issues you might face in your case. By providing these answers to frequent questions, I am not acting as your attorney and no attorney-client relationship is being formed.
If you have a question not discussed here, please feel free to ask by phone, text, or email.
How do I get medical treatment that I can’t afford?
After an injury, people tend to not quite feel like themselves for a while. Body parts hurt and range of motion is restricted, headaches or a general brain "fog" make it tough to gather and express your thoughts, bills are coming in the mail, and an inability to work regular hours (or at all) all throw off your daily routine. The most important thing after an injury is getting all of the medical care you need to start feeling like yourself again.
The other side will rarely, if ever, will pay for medical care without you signing away the right to bring future claims for all potential injuries, including those that could still get worse or have not even fully developed yet. That means you have one chance to get all necessary medical care, and have it paid for by the responsible party.
If you don’t have health insurance—or even if you do, but are concerned about high costs of co-pays, deductibles, and co-insurance—it can be challenging getting the healthcare you need after an injury. It’s no secret how expensive medical care is, particularly specialist appointments and advanced imaging. Ambulance and ER bills can cause shock and a fear of racking up additional bills for more treatment that is still needed. There are multiple ways to get necessary treatment without putting your financial well-being at risk. Don’t put off medical care that you need because of the cost. Set a free consultation by phone, text, or email to talk more about those options.
Aside from relying on the other side to pay for medical treatment, if your injuries are from a car crash you should review your own policy for Personal Injury Protection or Medical Payments coverage. These types of coverage on your own policy could help pay medical bills or lost wages while you negotiate your case with the other side’s insurance, taking away an urgency to settle your case against them.
If your injury happened on someone else’s property, there could be Medical Payments coverage on a business or homeowners policy that could help pay your medical bills before needing to negotiate under the liability portion of the policy.
Whatever your scenario is, do not avoid getting medical care that you need because of the cost. Set a free consultation by phone, text, or email to talk more about those options.