This section of the website has general answers to common questions I routinely hear from clients and potential clients. No single answer or combination of answers will be a complete response to the specific issues you might face in your case. By providing these answers to frequent questions, I am not acting as your attorney and no attorney-client relationship is being formed.
If you have a question not discussed here, please feel free to ask by phone, text, or email.
Should I accept the insurance company's offer?
A common tactic used by insurance companies is to contact an injured individual shortly after an incident and make an offer to settle their entire case for a few hundred, or even a couple thousand, dollars. It’s not uncommon to hear about an offer from an insurance company of $1,000 or more, plus an “offer” to cover a certain amount of medical bills for treatment in the first few weeks or months following an injury.
Here’s the problem with those “offers”: the law, not the insurance company, says what a negligent party is responsible for paying. The law, not the insurance company, determines the reasonableness and necessity of your medical treatment. The law, not the insurance company, says how long you can wait to bring a claim against the negligent party.
Very often, these early settlement “offers” artificially restrict how much the negligent party will pay for medically necessary treatment, how long you have to receive that treatment, and take away the right to bring a claim against the negligent party before you know and understand the full extent of your injuries.
A negligent party’s insurance company is trying to get a claim off their books as soon as possible, they are not going to advise you on what the law says your rights are.
Level the playing field by seeking personalized legal advice. To discuss the specific facts involved in your case, set a free consultation by phone, text, or email.